Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access 1-800-992-3808. Lost or Stolen Cards: 1-800-472-3272. Frequently Asked Questions. Click Here to Learn More. Find a Financial Center. Send a Message. Spencer Savings Bank is a full service, mutually owned and operated, community bank operating 27 Financial Centers across New Jersey. We’ve been in business for over 100 years, have almost $4 ... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessSpencer Savings Bank, headquartered in Elmwood Park, NJ, is a full service, mutually organized and operated, community bank. We have been serving our local communities with integrity and pride for over 100 years and are known as one of New Jersey’s strongest community banks. The bank has over $3 billion in assets and employs a team of almost ...www.spencersavingsbank.comMay 4, 2016Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer is putting banking right in your pocket. Check your balances, transfer funds, pay bills, set up alerts, find an ATM – and now, you can even deposit your checks by phone …Investments. Information for existing investors in M&S Unit Trust Funds. The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas …Find Spencer Savings Bank branch locations near you. With 27 branches in New Jersey, you will find Spencer Savings Bank conveniently located near you. The browser you are using will ask you for your permission to give your location. When you first visit this page, you should see a box appear asking for your permission to give your location. Spencer Savings Bank has an automated Telephone Banking service that is available 24/7 for accessing account information such as balances, recent transactions, and making internal transfers. The phone number is 877-402-2265. When calling for the first time, you will enter the last four digits of your social security number for your PIN. Aug 18, 2016 ... Spencer Savings Bank Nutley Branch Manager Rula Abualhuda presents Nutley High School 2016 graduate Irma Dervisevic, left, ... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access CEP da Rua Herbert Spencer, São Paulo - SP - Veja, confira e utilize o CEP 05663010. Encontre dados sobre os endereços por cep da Rua Herbert Spencer com código CEP … Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access For the 8-month term, the rate is based on a simple interest calculation and is credited monthly. For the 17-month CD or IRA, interest is compounded daily and credited monthly. APY assumes interest remains on deposit until maturity. A penalty will be imposed for premature withdrawals. Maximum CD deposit for promotion is $250,000 per tax ...Is your wallet feeling a little lighter — but you’re still in need of some R&R? Are you itching to take a vacation, but don’t want to break the bank? There are plenty of ways to sa...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Savings accounts are a safe way to store and grow your money. Learn how savings account interest works and how to choose a savings account. Advertisement The most common type of b... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, a leading New Jersey-based community bank, donated $10,000 to the Research & Development (R&D) Council... Read more. Reliable and friendly …July 16, 2021. Spencer Savings Bank announced Friday that it has acquired Mariner’s Bank in a move that will create a $4 billion bank with a heavy presence in Bergen County. The newly combined bank, which will keep the Spencer Savings Bank name, will now have 15 locations in Bergen County. Spencer will now have 26 total locations – all but ...Is your wallet feeling a little lighter — but you’re still in need of some R&R? Are you itching to take a vacation, but don’t want to break the bank? There are plenty of ways to sa...Security Questions or Report Fraud: 1-800-363-8115. Spencer takes your security seriously. We want your experience with us to be both safe and secure, when you bank with us online or through your mobile device. Although we have many safeguards in place, we find that the best defense against electronic fraud is an educated customer.When it comes to saving money, finding the right bank account with high interest rates is essential. With so many options available, understanding the factors that contribute to th...Jun 29, 2021 ... Spencer's Civil Procedure, A Contemporary Approach, 6th (Interactive Casebook Series) ... 1612 (2018) (FAA savings clause does not ... The bank of ...SPENCER SAVINGS BANK, SLA 34 OUTWATER LANE Garfield, NJ 07026. 0.01 mi. M&T BANK 45 OUTWATER LANE Garfield, NJ 07026. 0.04 mi. HUDSON CITY SAVINGS BANK 45 OUTWATER LANE Garfield, NJ 07026. 0.04 mi. RITE AID # 844 45 OUTWATER LN STE 3 Garfield, NJ None. 0.06 mi. INVESTORS BANK 1 OUTWATER LANE Garfield, NJ 07026. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access M&S Bank - Marks and Spencer reviews. 2.64. Based ... All M&S Bank - Marks and Spencer Products (13). Car Insurance. 1.85 ... Everyday Savings. 5. Based on 1 review .....1 review of SPENCER SAVINGS BANK "If you're reading this review, please heed my warning and stay away. From inception, I was treated horribly by the assistant branch manager, Millicent. Additionally, I was treated poorly by her own boss, the marketing manager. I believe her boss' name is Rona Marcello, or something that sounds similar. …Spencer Savings Bank, SLA - 107 South Main Street Branch Full Service, brick and mortar office 107 South Main Street Lodi, NJ, 07644 Full Branch Info | Routing Number | Swift Code. Spencer Savings Bank, SLA - Lyndhurst Branch Full …Looking for the best Marks & Spencer pillow for your needs? Check out our comprehensive guide to finding the perfect option. From memory foam to hypoallergenic pillows, we have the...Contact. Laura Menezes leads Spencer Stuart’s São Paulo office along with the firm’s Leadership Advisory Services efforts in Brazil and Latin America. She advises clients on …Find Spencer Savings Bank branch locations near you. With 27 branches in New Jersey, you will find Spencer Savings Bank conveniently located near you. The browser you are using will ask you for your permission to give your location. When you first visit this page, you should see a box appear asking for your permission to give your location.Spencer Savings Bank, Elmwood Park, New Jersey. 366 likes · 61 talking about this · 5 were here. Member FDIC. Equal Opportunity Lender. Equal Opportunity Employer. Never disclose any financial...A marca destaca as letras SPFC em vermelho ao lado da silhueta do distintivo do clube e a palavra “bank” em preto, logo abaixo. O site do Inpi não registra outros …You work hard for your money, and you want your money to work hard for you. Here are some of the banks with the best interest rates for consumers. Citizens Access’ online division ...We have a proven track record of helping boards successfully navigate the CEO succession process and select leaders who excel. Our expert team in São Paulo helps recruit and …RSSD: The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for Spencer Savings Bank, SLA is 845573. FDIC CERT #: The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Outwater Ln Branch office of Spencer …1. 235614 | 23-56-14. Marks And Spencer Financial Services Plc. Marks And Spencer Financial. Chester X. Marks And Spencer Financial Services Plc sort codes list. The Marks And Spencer Financial Services Plc sort codes are a six-digit number which identifies both the bank and the branch where the account is held and they are used to route money ... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, …Understand how we can support you along with other tools and tips on managing your finances. Find out more. At M&S Bank we offer a range of personal banking products, insurance & travel services to suit you and your financial needs.Spencer is the local community bank that people, families, investors, entrepreneurs and business owners all depend upon for strength, stability and service excellence.For more information about Spencer Savings Bank and how we can help service you, please visit our website at www.spencersavings.com or call our Customer Service Center team at 1-800 …Spencer Savings Bank 487 Market Street branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Saddle Brook, Bergen county, New Jersey since 1939. 487 Market Street office is located at 487 Market St, Saddle Brook. You can also contact the bank by calling the branch phone number at 201-843-2556.May 4, 2016Nov 2, 2020 · Spencer Savings Bank Announces Appointment of New Bank President Contacts Anthony Cicatiello: (973) 274-8330/(908) 568-3280 mobile President, CN Communications International Inc.Understand how we can support you along with other tools and tips on managing your finances. Find out more. At M&S Bank we offer a range of personal banking products, insurance & travel services to suit you and your financial needs.Sign in to M&S Internet Banking. Stop fraud: M&S Bank will never ask you for confidential information such as your Internet Banking sign in details, one-time passcodes or other security codes. Please do not respond to any such request or click on any links. For more information visit the Security and fraud advice page on our website.Welcome to Monson Savings Bank, where we help people save, businesses prosper and communities benefit with world class products and technology. Skip to content. Close . Menu (413) 267-4646. ... View up-to-the-minute Monson Savings home loan rates - and request a custom quote at any time. Get a Quote. Hometown serviceIf you’re in the market for a new freezer, but don’t want to break the bank, then clearance freezers might be the perfect solution for you. These discounted appliances offer big sa...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;With a range of helpful features, it's a convenient way to keep track of your M&S Credit Card, Everyday Savings Account and personal loan* anytime. Join ...Sign in to M&S Internet Banking. Stop fraud: M&S Bank will never ask you for confidential information such as your Internet Banking sign in details, one-time passcodes or other security codes. Please do not respond to any such request or click on any links. For more information visit the Security and fraud advice page on our website. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Finally, in addition to its standard rates, Spencer may offer promotional term or special rate CDs from time to time that allow you to earn a higher APY percentage. Standard CD. Minimum Deposit. APY. 11 Month Promotion. $1,000. 4.00%. Compare CD …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessSpencer Savings Bank 487 Market Street branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Saddle Brook, Bergen county, New Jersey since 1939. 487 Market Street office is located at 487 Market St, Saddle Brook. You can also contact the bank by calling the branch phone number at 201-843-2556.With a range of helpful features, it's a convenient way to keep track of your M&S Credit Card, Everyday Savings Account and personal loan* anytime. Join ... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access You need to enable JavaScript to run this app.Feb 7, 2024 · Our features and benefits. Save at an interest rate of 2.00% AER/1.98% Gross variable. Open an account with a deposit of just £1 - and top up your savings whenever you like. Fee-free withdrawals - take out up to £10,000 …Spencer Savings Bank Van Houten Avenue branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Clifton, Passaic county, New Jersey for over 18 years. Van Houten Avenue office is located at 920 Van Houten Avenue, Clifton. You can also contact the bank by calling the branch phone number at 973 ...When it comes to saving money, finding the right bank account with high interest rates is essential. With so many options available, understanding the factors that contribute to th...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessAs of 7/27/23 the Prime Rate as published in the Wall Street Journal was 8.500% resulting in a rate of 8.500%. There is a Maximum Rate of 13.99% and a Floor Rate of 4.50%. Spencer’s Home Equity Line of Credit has a variable rate feature during the 10-year draw period, and, as a result, the APR and the minimum payment can change monthly.Going to the movies can be a fun and entertaining experience, but it can also be expensive. Fortunately, there are ways to watch full-length movies for free without breaking the ba...If you’re in the market for a used car and looking to save some money, you may want to consider purchasing a bank repo car. When it comes to purchasing a vehicle, one of the main a...Visit your local Financial Center, or call us at 1-800-363-8115 today! Visit your local Spencer Savings branch today for a personal Free checking account. View our other benefits on …29 Spencers Savings Bank jobs available in New Jersey on Indeed.com. Apply to Senior Financial Accountant, Teller, Senior Personal Banker and more!Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, …Are you looking to up your home decor game? If so, you need to start by shopping for Marks & Spencer pieces that will enhance your space and make it more functional in the process....Are you looking to furnish your home with high-quality furniture without breaking the bank? Look no further than an overstock furniture sale. These sales offer a fantastic opportun...Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Open Your Account Today. Visit your local Financial Center, or call us at 1-800-363-8115 today! Visit your local Spencer Savings branch today for a simple personal checking account - Bergen County, Passaic County, Essex, County, Union County, and Morris County NJ. 221271951. On this page We've listed above the details for ABA routing number SPENCER SAVINGS BANK, SLA used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. Paper check or bank statement: Bank-issued checks or bank statements. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Nov 2, 2020 · Spencer Savings Bank Announces Appointment of New Bank President Contacts Anthony Cicatiello: (973) 274-8330/(908) 568-3280 mobile President, CN Communications International Inc.When it comes to fashion, Marks & Spencer is a brand that needs no introduction. Known for its timeless elegance and impeccable quality, Marks & Spencer dresses have become a stapl...Spencer Savings Bank, one of New Jersey’s leading community banks, is preparing to open a new financial center in Edison, NJ. The new financial center is anticipated to open in December and will be located at 3900 Park Ave. (Ste. 108). The Edison location is one of 27 full-service Spencer Savings Bank financial centers located …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer Savings Bank, a leading New Jersey-based community bank headquartered in Elmwood Park, N.J., has been serving its local communities with integrity and pride for more than 100 years. The bank has about $4 billion in total assets and operates 26 financial centers throughout New Jersey. Spencer specializes in delivering premier banking ...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information; Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencers Savings Bank Morgan Stanley. Grants ($1,000). Investors Foundation. Enrich Level ($500+). Charles and Lorraine Kucinski. Inspire ($250 - $499) Michael ...Our Rating: 4.3/5 How we calculated this rating here. Established in 1939, Spencer Savings Bank has $3.86 billion in assets as well as $2.88 billion in deposits, making it a large bank. Spencer Savings Bank, whose headquarters are in Elmwood Park, New Jersey, lacks premium access to support representatives, with no live chat or all …Marks and Spencer, also known as Marks & Sparks, is a British retailer with 800 store locations in the United Kingdom.
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Spencer Savings Bank, headquartered in Elmwood Park, NJ, is a full service, mutually organized and operated, community bank. We have been serving our local communities with integrity and pride for over 100 years and are known as one of New Jersey’s strongest community banks. The bank has over $3 billion in assets and employs a team of almost ... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;In 2019, the Directors voted to present a plan to convert the Bank from a mutual savings association to a mutual savings bank. Mutual savings banks are governed by a board of managers, and the managers are elected by the board of managers. N.J.S.A. 17:9A-188. In other words, the member-depositors do not vote for the bank's leadership.Investors looking for a high-interest savings account will have to open one offshore. Low interest rates provide little incentive for you to place your money in a U.S. bank, and of... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Contact M&S Bank using Live Chat, social media, via internet banking, on the phone or by post. skip to main content. Menu. Close menu. ... Everyday Savings Account. Account opening: Please call 0808 001 3131 Lines are open 8am-8pm; Existing customers: Please call 0345 600 5860 Lines are open 8am-8pm;Find the latest Spencer's Retail Limited (SPENCERS ... SPENCERS.NS - Spencer's Retail Limited. NSE - NSE Real ... Banking · Personal loans · Student loans&nbs... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Rua Pedroso Alvarenga 691 - 12th floor. Itaim Bibi. 04531-011 São Paulo. Brazil. Phone: + 55 11 3199 1630. Fax: +55 11 3199 1659. [email protected]. KfW IPEX-Bank's …José B. Guerrero. Chairman, Chief Executive Officer. Chairman and Chief Executive Officer of the Board for Spencer Savings Bank, a leading New-Jersey based community bank with about $4 billion in total assets, 27 financial centers throughout New Jersey and a team of almost 300 banking professionals. Has held the position of Chief Executive ...José B. Guerrero. Chairman, Chief Executive Officer. Chairman and Chief Executive Officer of the Board for Spencer Savings Bank, a leading New-Jersey based community bank with about $4 billion in total assets, 27 financial centers throughout New Jersey and a team of almost 300 banking professionals. Has held the position of Chief Executive ...Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! … About Spencer Savings Bank. Spencer Savings Bank was established on Sept. 19, 1939. Headquartered in Elmwood Park, NJ, it has assets in the amount of $2,517,192,000. Its customers are served from 22 locations. Deposits in Spencer Savings Bank are insured by FDIC. Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information; Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access In 2019, the Directors voted to present a plan to convert the Bank from a mutual savings association to a mutual savings bank. Mutual savings banks are governed by a board of managers, and the managers are elected by the board of managers. N.J.S.A. 17:9A-188. In other words, the member-depositors do not vote for the bank's leadership. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Now is the perfect time to switch to Spencer Savings Bank. Spencer is a full service, mutually owned and operated, community bank operating 26 Financial Centers across New Jersey. We’ve been in business for over 125 years and have almost $4 billion in assets, with a team of nearly 300 dedicated employees specializing in delivering the best ....